Loan Applications

Our Loan Department provides assistance to qualified mission congregations seeking a church mortgage through WELS CEF. If you have questions about a church mortgage loan, please view the Loan Program Overview and Application Process download found  below.  For loan origination questions, contact Rory Vircks at or 414-256-3270.  For loan servicing questions, contact Brian Roser at or 414-256-3273.   Our toll free number for loans is 1-800-560-6615.


*Not FDIC or SIPC insured   *Not a bank deposit   *No WELS guarantee

The purchase of WELS CEF securities is subject to risks, which are described in our Offering Circular. The WELS CEF Offering Circular can be found online at This is not an offer to sell, nor the solicitation to buy, our securities. We will offer and sell our securities only in states where authorized. WELS CEF certificates are unsecured general debt obligations. WELS CEF is not a bank or regulated financial institution. This offering is made solely by the Offering Circular.

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Downloadable resources

Loan Program Overview and Application ProcessDownload 
Financial Self-Assessment -- 10 Year Projection GuideDownload 
Renewal Process for a Current WELS CEF LoanDownload 
Information SummaryDownload 
Borrower's Resolution PDF writable Download 
Officer Authorization PDF writableDownload 
Auto Loan Pay Form PDF writableDownload 
ACH FAQDownload 
Impairment ModificationDownload 
Eligibility SummaryDownload 
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  • July 6, 2021 Last Updated