CEF Lending – What congregations need to know

The following documents provide information for congregations seeking a loan from the WELS Church Extension Fund.


*Not FDIC or SIPC insured   *Not a bank deposit  *No Synod Guarantee

The purchase of WELS CEF securities is subject to risks, which are described in our Offering Circular. This is not an offer to sell,  nor the solicitation to buy, our securities. We will offer and sell our securities only in states where authorized.  WELS CEF certificates are unsecured general debt obligations.  WELS CEF is not a bank or regulated financial institution.  This offering is made solely by the Offering Circular.

Downloadable resources

Loan Program Overview and Application ProcessDownload 
Financial Self-Assessment -- 10 Year Projection GuideDownload 
Renewal Process for a current WELS CEF LoanDownload 
Impairment ModificationDownload 
Information SummaryDownload 
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  • April 25, 2019 Last Updated