CEF Lending—what congregations need to know

The following documents provide information for congregations seeking a loan from the WELS Church Extension Fund.


*Not FDIC or SIPC insured   *Not a bank deposit   *No WELS guarantee

The purchase of WELS CEF securities is subject to risks, which are described in our Offering Circular. The WELS CEF Offering Circular can be found online at wels.net/offering-circular. This is not an offer to sell, nor the solicitation to buy, our securities. We will offer and sell our securities only in states where authorized. WELS CEF certificates are unsecured general debt obligations. WELS CEF is not a bank or regulated financial institution. This offering is made solely by the Offering Circular.

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Downloadable resources

Loan Overview and Application ProcessDownload
Financial Self-Assessment -- 10 Year Projection GuideDownload
Renewal Process for a current WELS CEF LoanDownload
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  • August 23, 2023 Last Updated